Expert Witnesses in Insurance

Insurance Education Corporation

Carmel, New York
72 Gleneida Avenue, 10512

Contact: Ivan E. Cohen RF, ARM, CRM, CIC, AIC, AAI, MLIS, CRIS
old.lawsonline.net/website/1140
845-225-4100 Or Toll Free
icohen@insuranceeducation.biz

Insurance Education Corporation

72 Gleneida Avenue
Carmel, New York 10512

Contact: Ivan E. Cohen RF, ARM, CRM, CIC, AIC, AAI, MLIS, CRIS
old.lawsonline.net/website/1140
845-225-4100
icohen@insuranceeducation.biz

Information:

Errors and Omissions, Insurance, Insurance Coverage and Practices, Standard of Care,

JM Posner, Inc.

Coral Springs, Florida
8730 NW 54th Street, 33067

Contact: Jeffrey M. Posner
JM Posner, Inc. WEBSITE
954-778-0441 Or Toll Free
jmposner@bellsouth.net

JM Posner, Inc.

8730 NW 54th Street
Coral Springs, Florida 33067

Contact: Jeffrey M. Posner
JM Posner, Inc. WEBSITE
954-778-0441
jmposner@bellsouth.net

Jeffrey M. Posner's CV

JM Posner, Inc. ~ Jeffrey Posner has more than 45 years of experience in the insurance, claims, brokerage, and risk management areas. He is qualified to testify as an expert on behalf of policyholders, insurers, and brokers on a broad range of issues.

Information:

Claims, Insurance, Insurance Agent Broker, Insurance Bad Faith, Insurance Broker Conduct, Insurance Coverage and Practices, Insurance Policy Construction, Insurance Securities, Insurance Underwriting, Insurance Valuations,

Jeffrey M. Posner's CV

JM Posner, Inc. ~ Jeffrey Posner has more than 45 years of experience in the insurance, claims, brokerage, and risk management areas. He is qualified to testify as an expert on behalf of policyholders, insurers, and brokers on a broad range of issues.

Paul F. Amoruso, CPCU

Mattapoisett, Massachusetts
P.O. Box 981, 34 Barstow Street, 02739

Contact: Paul F. Amoruso
www.insuranceoperations.com
508-644-1074 Or Toll Free
pamor1046@comcast.net

Paul F. Amoruso, CPCU

P.O. Box 981, 34 Barstow Street
Mattapoisett, Massachusetts 02739

Contact: Paul F. Amoruso
www.insuranceoperations.com
508-644-1074
pamor1046@comcast.net

Additional E-mail: pamor1046@comcast.net

Information:

Flammable Fabrics, Insurance, Insurance Agent Broker, Insurance Bad Faith, Insurance Coverage and Practices, Product Liability, Risk Management, Workers' Compensation,

Additional E-mail: pamor1046@comcast.net

Ringwood Consulting Group, Inc.

Allamuchy, New Jersey
PO Box 206, 07820

Contact: Frank Seigel, CPCU
ringwoodconsulting.com/
908-441-6542 Or Toll Free
fseigel@earthlink.net

Ringwood Consulting Group, Inc.

PO Box 206
Allamuchy, New Jersey 07820

Contact: Frank Seigel, CPCU
ringwoodconsulting.com/
908-441-6542
fseigel@earthlink.net

Frank Seigel, CPCU has over 45 years of insurance experience, with background in:
Underwriting, Program Administration, Agency Management, Agent/Broker Responsibilities, Insurance Coverage, Arbitration and Mediation. He has been favorably cited by the New Jersey Superior Court Appellate Division; Licensed in Life, Health, Property, Casualty & Surplus Lines; New Jersey Supreme Court Trained Civil Mediator (R. 1:40 Approval Pending).

Mr. Seigel has testified at trial or deposition over 20 times over the past four (4) years.

Information:

Errors and Omissions, Insurance, Insurance Agent Broker, Insurance Bad Faith, Insurance Broker Conduct, Insurance Coverage and Practices, Insurance Underwriting, Standard of Care,

Frank Seigel, CPCU has over 45 years of insurance experience, with background in:
Underwriting, Program Administration, Agency Management, Agent/Broker Responsibilities, Insurance Coverage, Arbitration and Mediation. He has been favorably cited by the New Jersey Superior Court Appellate Division; Licensed in Life, Health, Property, Casualty & Surplus Lines; New Jersey Supreme Court Trained Civil Mediator (R. 1:40 Approval Pending).

Mr. Seigel has testified at trial or deposition over 20 times over the past four (4) years.

The Schacht Group

Chatham, Illinois
335 Aspen Dr, 62629

Contact: James W. Schacht
http://www.theschachtgroup.com/
312-259-4161 Or Toll Free
jim@theschachtgroup.com

The Schacht Group

335 Aspen Dr
Chatham, Illinois 62629

Contact: James W. Schacht
http://www.theschachtgroup.com/
312-259-4161
jim@theschachtgroup.com

The Schacht Group, Inc. is founded on the growing need for expert counsel to companies, law firms, and regulators in the insurance field. President James W. Schacht understands how insurance law is applied and implemented because he was instrumental in developing much of the current body of insurance law. He was recognized by the National Association of Insurance Commissioner’s Robert E. Dineen Award in 1990 for having written more model laws, regulatory manuals, and regulations than any other person.

Information:

Accounting, Insurance, Insurance Coverage and Practices, Insurance Policy Construction, Litigation Support, Reinsurance,

The Schacht Group, Inc. is founded on the growing need for expert counsel to companies, law firms, and regulators in the insurance field. President James W. Schacht understands how insurance law is applied and implemented because he was instrumental in developing much of the current body of insurance law. He was recognized by the National Association of Insurance Commissioner’s Robert E. Dineen Award in 1990 for having written more model laws, regulatory manuals, and regulations than any other person.

Britta M Moss

Columbus, Ohio
, 43015

Contact: Britta M Moss
www.hip-consulting.com
740-201-8873 Or Toll Free
britta.moss@hip-consulting.com

Britta M Moss

Columbus, Ohio 43015

Contact: Britta M Moss
www.hip-consulting.com
740-201-8873
britta.moss@hip-consulting.com

Property & Casualty Insurance Industry claim consultant with over 25 years’ experience. Consultation in industry standards, practices and norms for personal and commercial claim handling procedure, supervision, and management.

Experienced expert witness for both insurer defense and plaintiff cases involving allegations of bad faith.

Experience as a Claim Representative, Litigation Examiner, Supervisor, Trainer and Manager.

Has handled, supervised, managed and provided training for claims involving auto damage, personal & commercial property damage, bodily injury, personal injury, property damage liability, commercial general liability, uninsured/underinsured motorists, medical payments, personal injury protection, allegations of bad faith and extra-contractual exposure.

Information:

Bad Faith, Claims, Insurance, Insurance Bad Faith,

Property & Casualty Insurance Industry claim consultant with over 25 years’ experience. Consultation in industry standards, practices and norms for personal and commercial claim handling procedure, supervision, and management.

Experienced expert witness for both insurer defense and plaintiff cases involving allegations of bad faith.

Experience as a Claim Representative, Litigation Examiner, Supervisor, Trainer and Manager.

Has handled, supervised, managed and provided training for claims involving auto damage, personal & commercial property damage, bodily injury, personal injury, property damage liability, commercial general liability, uninsured/underinsured motorists, medical payments, personal injury protection, allegations of bad faith and extra-contractual exposure.

Snoaspen Insurance Group, Inc. Expert Witness

Reno, Nevada
10775 Double R Blvd., 89521

Contact: Paul W. Burkett
https://www.linkedin.com/in/paburkett
775-742-8829 Or Toll Free
paulwburkett@sbcglobal.net

Snoaspen Insurance Group, Inc.
Expert Witness

10775 Double R Blvd.
Reno, Nevada 89521

Contact: Paul W. Burkett
https://www.linkedin.com/in/paburkett
775-742-8829
paulwburkett@sbcglobal.net

Mr. Burkett, CEO, SNOASPEN INSURANCE GROUP, Inc since 1995. has extensive experience in providing Risk Management Consultant Services and Policy/Risk Management Program Audit Services to Commercial Clients and Agents/Brokers. Providing Personal and Commercial Insurance Policy Coverage training for Agents, Brokers and Risk Managers.

Providing Insurance Coverage Expert Witness Opinions and testimony and also providing Agent/Broker Standard of Care Expert Witness Opinions and testimony for defense and plaintiff counsel concerning insurance disputes.
Alternative Phone: 775-682-4380
.

Information:

Claims, Insurance, Insurance Agent Broker, Insurance Bad Faith, Insurance Broker Conduct, Insurance Coverage and Practices, Insurance Policy Construction, Insurance Securities, Insurance Underwriting, Risk Assessment, Risk Management,

Mr. Burkett, CEO, SNOASPEN INSURANCE GROUP, Inc since 1995. has extensive experience in providing Risk Management Consultant Services and Policy/Risk Management Program Audit Services to Commercial Clients and Agents/Brokers. Providing Personal and Commercial Insurance Policy Coverage training for Agents, Brokers and Risk Managers.

Providing Insurance Coverage Expert Witness Opinions and testimony and also providing Agent/Broker Standard of Care Expert Witness Opinions and testimony for defense and plaintiff counsel concerning insurance disputes.
Alternative Phone: 775-682-4380
.

Bruce Fredrics Bruce Fredrics, BSM.h, GA-BC, RGA (EGA), CrtGA, CGA, GMGA, MPA, ICEP, AIC, PPIA, ACA, CACP, CCA, PCLA, LPCS, HCI-R/C, FSRT, WIND-P, CMS, CMI, AMRT, WRT, CPAU, UCC, CPCUcand, CALAc, CCPc, ACPc, CPLA, CPLU, (CFLC)

McDonough, Georgia
289 Jonesboro Rd., Ste 436, 30253

Contact: Bruce Fredrics
usaccreditedexpert.com
470-222-0912 Or Toll Free
bfredrics5@outlook.com

Bruce Fredrics Bruce Fredrics, BSM.h, GA-BC, RGA (EGA), CrtGA, CGA, GMGA, MPA, ICEP, AIC, PPIA, ACA, CACP, CCA, PCLA, LPCS, HCI-R/C, FSRT, WIND-P, CMS, CMI, AMRT, WRT, CPAU, UCC, CPCUcand, CALAc, CCPc, ACPc, CPLA, CPLU, (CFLC)

289 Jonesboro Rd., Ste 436
McDonough, Georgia 30253

Contact: Bruce Fredrics
usaccreditedexpert.com
470-222-0912
bfredrics5@outlook.com

Bruce Fredrics's CV

Bruce Fredrics, BSM.h, GA-BC, RGA (EGA), CrtGA, CGA, GMGA, MPA, ICEP, AIC, PPIA, ACA, CACP, CCA, PCLA, LPCS, HCI-R/C, FSRT, WIND-P, CMS, CMI, AMRT, WRT, CPAU, UCC, CPCUcand, CALAc, CCPc, ACPc, CPLA, CPLU, (CFLC)

International INSURANCE CLAIMS TOP EXPERT: Exclusive Elite Expert Emeritus, P & C Masterclass Executive General Adjuster, Expert (Federal and State Court), IICRC, CMR, CC/CL, IAUA, AAA, CLM, AICP, WAPIA, AIGC Certified: Arbitration, Appraisal, Umpire II, Asbestos, Business Interruption, Fire, Water, Mold, Wind, Earthquake, Roofing, Flood --

EXPERIENCE: 32+ years’ experience in multi-lines claims including Adjuster-In-Charge, owner of three (3) claims processing firms, and having declined Claims Manager and Regional Management positions. Can process any claim 360°: Commercial Property, Condominium, Construction Defects, Equipment/Mechanical Breakdown, Business Interruption, Residential Dwelling, Manufactured Housing, Sinkhole, Mold, Fire Investigation and Adjustment, Environmental/Pollution, Property Liability, Catastrophe Losses: Hurricanes, Tornadoes, Total Losses, Alternative Dispute Resolution: Appraisal, Mediation; Product Liability, General Liability, Professional Liability, Harassment, Casualty Bodily Injury, Fatalities, Murder/Homicide, Attempted Murder, Weapon Assault, Auto Liability, Auto Physical Damage, Personal Injury Protection (PIP), Cargo, Workers Compensation Liability, and heavy Claim/Court Litigation since 2012. Settlements into multi-millions of dollars. Have trained / taught / advised / consulted for State Regulators, Attorneys, Judges, Claims Managers / Supervisors, Adjusters, Staff Representatives, Agents, Contractors, and others. Conduct Jury Education in live court-room testimony, and in Federal Reports, Deposition, and Affidavit. Completion of courses approximating 500+ hours of Continuing Education including with Board Certified Adjusters, CPCU and General Adjusters, Attorneys, Judges, Engineers, Scientists, Contractors (advanced), and different Experts.

- QUALIFICATIONS: GA (Executive Property General Adjuster – EGA, Level-8 pinnacle exclusive); CGA (Casualty General Adjuster); SME (Subject Matter Expert: Federal and State Courts; Claims Processing, Standards, and Appraisal); Litigation Professional.

- Certifications: FEMA National Flood Insurance Program Adjuster; Commercial Business Interruption; Florida Windstorm Underwriting Association (FWUA): Commercial and Residential property, Manufactured Housing; Earthquake via KMC; Windstorm Insurance Network: Umpire Certification Level II — advanced Claims Dispute Resolution; Certified Premier Appraisalist; Cert. Arbitor.

- License: Adjuster- multiple States, single or dual Licensee by State as Public Adjuster and/or Independent Adjuster in GA, FL, SC, NC, AL, TN, VA, KY, OK, NV, AZ, CO, TX, LA, and MS. Construction Contractor's License; GA General Contracting Consulting Company. - Approved for United States Federal Military Security Clearance in 2009 (Nuclear Submarine Facility). Prior Municipality representation as Insurance Expert. Worked with Law Enforcement agencies including City Police Dept's, County Sheriff's Offices, State Patrol Offices, Federal ATF, Fire Depts investigators and Fire Marshals, Environmental Protection Agency, etc. Honorary Member of the Georgia Sheriff’s Association. (Former member – Florida Sheriff’s Association). Only Adjuster ever Certified by Dale Cardwell, owner of https://www.trustdale.com/. Featured guest: 2021 – 2022, “Ask the Expert” radio shows on I-Hart Radio talk radio. Provost: Appraisal International Graduate Collegia (AIGC college). Board Chairman: World Association of Professional Indemnifying Appraisalists (WAPIA).

- OTHER ASSOCIATION: Member of: American Bar Association – Expert Committees (ABA), American Arbitration Association (AAA); Society of Certified General Adjusters (SCGA), National General Adjusters Association (NGAA), Claims/Litigation Mgmt Alliance (CLM), Board of Directors.

Information:

Appraisers, Insurance,

Bruce Fredrics's CV

Bruce Fredrics, BSM.h, GA-BC, RGA (EGA), CrtGA, CGA, GMGA, MPA, ICEP, AIC, PPIA, ACA, CACP, CCA, PCLA, LPCS, HCI-R/C, FSRT, WIND-P, CMS, CMI, AMRT, WRT, CPAU, UCC, CPCUcand, CALAc, CCPc, ACPc, CPLA, CPLU, (CFLC)

International INSURANCE CLAIMS TOP EXPERT: Exclusive Elite Expert Emeritus, P & C Masterclass Executive General Adjuster, Expert (Federal and State Court), IICRC, CMR, CC/CL, IAUA, AAA, CLM, AICP, WAPIA, AIGC Certified: Arbitration, Appraisal, Umpire II, Asbestos, Business Interruption, Fire, Water, Mold, Wind, Earthquake, Roofing, Flood --

EXPERIENCE: 32+ years’ experience in multi-lines claims including Adjuster-In-Charge, owner of three (3) claims processing firms, and having declined Claims Manager and Regional Management positions. Can process any claim 360°: Commercial Property, Condominium, Construction Defects, Equipment/Mechanical Breakdown, Business Interruption, Residential Dwelling, Manufactured Housing, Sinkhole, Mold, Fire Investigation and Adjustment, Environmental/Pollution, Property Liability, Catastrophe Losses: Hurricanes, Tornadoes, Total Losses, Alternative Dispute Resolution: Appraisal, Mediation; Product Liability, General Liability, Professional Liability, Harassment, Casualty Bodily Injury, Fatalities, Murder/Homicide, Attempted Murder, Weapon Assault, Auto Liability, Auto Physical Damage, Personal Injury Protection (PIP), Cargo, Workers Compensation Liability, and heavy Claim/Court Litigation since 2012. Settlements into multi-millions of dollars. Have trained / taught / advised / consulted for State Regulators, Attorneys, Judges, Claims Managers / Supervisors, Adjusters, Staff Representatives, Agents, Contractors, and others. Conduct Jury Education in live court-room testimony, and in Federal Reports, Deposition, and Affidavit. Completion of courses approximating 500+ hours of Continuing Education including with Board Certified Adjusters, CPCU and General Adjusters, Attorneys, Judges, Engineers, Scientists, Contractors (advanced), and different Experts.

- QUALIFICATIONS: GA (Executive Property General Adjuster – EGA, Level-8 pinnacle exclusive); CGA (Casualty General Adjuster); SME (Subject Matter Expert: Federal and State Courts; Claims Processing, Standards, and Appraisal); Litigation Professional.

- Certifications: FEMA National Flood Insurance Program Adjuster; Commercial Business Interruption; Florida Windstorm Underwriting Association (FWUA): Commercial and Residential property, Manufactured Housing; Earthquake via KMC; Windstorm Insurance Network: Umpire Certification Level II — advanced Claims Dispute Resolution; Certified Premier Appraisalist; Cert. Arbitor.

- License: Adjuster- multiple States, single or dual Licensee by State as Public Adjuster and/or Independent Adjuster in GA, FL, SC, NC, AL, TN, VA, KY, OK, NV, AZ, CO, TX, LA, and MS. Construction Contractor's License; GA General Contracting Consulting Company. - Approved for United States Federal Military Security Clearance in 2009 (Nuclear Submarine Facility). Prior Municipality representation as Insurance Expert. Worked with Law Enforcement agencies including City Police Dept's, County Sheriff's Offices, State Patrol Offices, Federal ATF, Fire Depts investigators and Fire Marshals, Environmental Protection Agency, etc. Honorary Member of the Georgia Sheriff’s Association. (Former member – Florida Sheriff’s Association). Only Adjuster ever Certified by Dale Cardwell, owner of https://www.trustdale.com/. Featured guest: 2021 – 2022, “Ask the Expert” radio shows on I-Hart Radio talk radio. Provost: Appraisal International Graduate Collegia (AIGC college). Board Chairman: World Association of Professional Indemnifying Appraisalists (WAPIA).

- OTHER ASSOCIATION: Member of: American Bar Association – Expert Committees (ABA), American Arbitration Association (AAA); Society of Certified General Adjusters (SCGA), National General Adjusters Association (NGAA), Claims/Litigation Mgmt Alliance (CLM), Board of Directors.

HB Actuarial Services

Delray Beach, Florida
10 NE 6th Street, Suite 200, 33444

Contact: Hayden Burrus, FCAS, MAAA
www.hbactuarial.com
561-279-2323 Or Toll Free
HBurrus@HBactuarial.com

HB Actuarial Services

10 NE 6th Street, Suite 200
Delray Beach, Florida 33444

Contact: Hayden Burrus, FCAS, MAAA
www.hbactuarial.com
561-279-2323
HBurrus@HBactuarial.com

Hayden Burrus, FCAS, MAAA has delivered expert witness consulting for over 20 years on issues such as actuarial malpractice, reserve adequacy, rate filings. We provide support on all property and casualty lines of business.

Information:

Actuary, Insurance, Workers' Compensation,

Hayden Burrus, FCAS, MAAA has delivered expert witness consulting for over 20 years on issues such as actuarial malpractice, reserve adequacy, rate filings. We provide support on all property and casualty lines of business.

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